Birthday Keeper from EagleSoarTech.com is more of an electronic reminder program than a calendar program. You can add images to the top of a calendar, but they are visible only on the printed product.

The function of this program is limited to the creation of an electronic calendar on your computer, which you can set birthday reminders to help you remember friends and family members on their birthday. See Active Desktop Calendar if you are looking for an electronic calendar program.

Please Note: The above link is to an .exe file that will give you a free, 180 day trial version of this program. So if you are interested in this program try it out and purchase it after six months if you like it.